Services

Debt Settlement

Requirements for Our Debt Settlement Program:
1) Minimum of $750 balance on each debt included.
2) Unsecured Debt such as Credit Cards, signature loans, store cards, collections, etc ..

In most cases, Debt Settlement can:
1) Allow you to pay substantially less than full balances owed.
2) Dramatically reduce creditor harassment.
3) Prevent judgments and garnishments against you.

Procedure:
1) Call us to set up an appointment to review your debts.
2) We review all of your debts and generate a payoff amount and monthly payment options.
3) Sign the paperwork and let us do the work!
4) One debit will occur every month and deposited into your own trust account until the accounts are settled.

Cost:
Our fee mainly depends on the amount of debt that you would like to settle. Please contact us for a free consultation and we will be happy to explain the cost of the program.

Typical Results/Benefits:
All settled debts paid in full in 1-60 months (You decide). Pay substantially less than the total amount due. One easy monthly payment. Be debt free. Your money is kept in a FDIC insured bank account.

Credit Restoration

Requirements for Our Credit Repair Program:
1) To be financially stable (able to pay all bills on time)
2) A desire to have a higher credit score

In most cases, Credit Repair can:
1) Raise your scores 20-30 points each month
2) Give you great advice on how to use your resources most effectively

Procedure:
1) Call us to set up an appointment to review your credit report (free consultation)
2) We review your report with you and give you an estimate of time and expected point increase
3) Sign the paperwork and let us do the work!
4) Every 30-40 days you will receive updated credit reports from the three credit bureaus, showing changes that have taken place for that period
5) Get the credit reports back to our office (drop them off, mail them, FAX them, etc)
6) We repeat the process as necessary.

Typical Results/Benefits:
• See a 20-30 point increase on each credit report every 30-40 days.
• Removal of inaccurate, obsolete, and unverifiable information from your credit report.
• Priceless advice for managing your resources as to improve your credit score and to keep the scores high. • You can call, email, or stop by if you have questions or need credit advice.